American Express Airport Lounge Access Gold Card

American Express Airport Lounge Access Gold Card

Consumers looking to get an American Express credit card also, will no doubt come across another prominent travel card – The Platinum Card® from American Express. While The Platinum Card® from American Express comes with a significantly higher annual fee, its value to frequent travelers more than makes up for the price difference. The Platinum Card® from American Express provides frequent flyers with amenities, lounge access and travel credits each year. Though the Premier Rewards Gold Card from American Express lacks these features, its primary role is as a travel rewards card. This means it is geared at earning consumers points towards future flights, instead of supplying those who will fly regardless of rewards with additional perks and luxuries. 
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American Express Airport Lounge Access Gold Card

The Premier Rewards Gold Card from American Express is one of the better charge cards available in the U.S. The card features good reward rates, some fantastic Amex exclusive features and a decent signing bonus. Perhaps the strongest aspect of the Premier Rewards Gold Card from American Express is its 3:1 rewards rate on airfare, making it fantastic for earning travel rewards. The Premier Rewards Gold Card from American Express is also a charge card, which requires some careful consideration. Being a charge card, Amex expects cardholders to pay off their bill in its totality each billing cycle. Whether this is doable for a consumer should be the deciding factor in applying – not paying off your bill comes with penalties which will negate any and all value of the card.
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American Express Airport Lounge Access Gold Card

For $550 per year, consumers can gain access to some of the best travel benefits of any card on the market, through The Platinum Card® from American Express. Aimed at a completely different audience than the Premier Rewards Gold Card from American Express, The Platinum Card® from American Express is designed for people who call an airport their second home. 
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American Express Airport Lounge Access Gold Card

The Premier Rewards Gold Card from American Express card is a charge card, and as such, it has no preset spending limit. This does not mean that the card has unlimited spending potential. Instead, unlike most credit cards, the Premier Rewards Gold Card from American Express has no hard credit limit imposed on it. Each month, American Express decides what your actual limit will be based on previous spending patterns, income, and payment history. This feature rewards consumers who spend big, and pay it off without problems, and quickly punishes those who cannot afford to make their payments on time. If your credit score is bad, expect for your monthly limits to be set low. 
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American Express Airport Lounge Access Gold Card

The American Express Green Card is the least expensive charge card available to consumers. Unfortunately, the advantages of the Green Card over the Premier Rewards Gold Card from American Express end there. While the annual $80 difference between the two cards is significant, if a card’s price point is a major concern, one should in general avoid charge cards – which all fall onto the expensive side of annual fees. Additionally, the Green Card offers very little in terms of benefits despite its price tag. 
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American Express Airport Lounge Access Gold Card

If a consumer feels confident in his or her ability to pay of the balance on a charge card each month, and isn’t shy of high annual rates, the Premier Rewards Gold Card from American Express offers some great features. Between the high rewards rate, enrollment in Membership Rewards®, and shopping protection this card has the potential to save a consumer a lot of money. The Premier Rewards Gold Card from American Express is worth getting if a consumer is looking to take advantage of more than one of its features at a time. If, for example, your aim is to find a good travel rewards card better options, such as the Barclaycard Arrival Plus, exist.
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American Express Airport Lounge Access Gold Card

So which is the best card for you? If you travel by air a lot every year – either domestically or internationally – the American Express Platinum card carries strong advantages, particularly with its airport lounge access, hotel benefits, zero foreign exchange fee and concierge service. If you value the perks, the increased insurance coverage and spend at a high enough level to justify the high fee, go Platinum. But if you only travel occasionally and mostly use your card for local purchases, the Gold card will probably suffice for your metal fix.
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American Express Airport Lounge Access Gold Card

If I had to guess about the most common online searches performed by travelers, I would say “airport lounge access” would be in the top 10. We all want somewhere to relax, have a snack, plug-in, recharge, and get help from an airline representative while waiting for our flights. Knowing I have an oasis in the airport is relaxing not only while I’m in the lounge, but also during the rest of my time in transit. To help you enjoy a similar travel experience, today I’ll look at which credit cards offer airport lounge access as a cardholder benefit, and examine which ones offer the most value.
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The rewards you receive with the Premier Rewards Gold Card from American Express are part of the Membership Rewards program. Across the various rewards programs available through different credit cards, Membership Rewards offers some of the most flexibility. However, while as a cardholder you will have more options, be aware that the value on most is not always the best – most redemption options fall below $0.01 a point. Being a travel card, if you wish to get the most out of your Premier Rewards Gold Card from American Express card, you should stick to redeeming your points for airfare tickets and Uber rides.
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There are two more notable features of the Premier Rewards Gold Card from American Express worth mentioning. First is their premium roadside assistance. If a cardholder is unlucky enough to have their car breakdown, American Express offers to pay for towing or emergency roadside assistance up to 4 times per calendar year. Based on what a service like AAA costs, this gives Premier Rewards Gold Card from American Express cardholders a value or approximately $52 per year.
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As a travel rewards card, the Premier Rewards Gold Card from American Express is among the premier choices for high spenders. For consumers spending at least $18,000 a year on travel expenses alone, the card outperforms both the Barclaycard Arrival Plus and the Chase Sapphire Preferred. When used optimally, the card’s rewards rate can vary anywhere between 2% to 3%, depending on the spending. In this instance, the card’s higher annual fee is also more than compensated for.
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Whenever shopping around for any product, it is important to understand all options available. For this reason, we compiled a brief comparison between the Premier Rewards Gold Card from American Express and some other charge cards and credit cards available. For the most part, the Premier Rewards Gold Card from American Express preforms well – even when matched up against some of the top rewards cards around. 
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American Airlines and US Airways announced that, beginning March 22, 2014, they will no longer grant access to their lounges to individuals carrying the Platinum Card from American Express (or any of its many variations, described below). This is a blow to many cardholders, but Citi is offering generous sign-up offers for its Executive / AAdvantage card, which will be the only credit card to include access to American Airlines’ Admirals Clubs.
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Finally, one cannot ignore the fact that the Premier Rewards Gold Card from American Express is a charge card. If you cannot pay off your credit card bill in its entirety each month, you should avoid this card. Otherwise, you will incur some of the highest late fees and interest rates from all credit cards. To learn more about charge cards and how they differ from regular credit cards check out ValuePenguin’s comprehensive guide.
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Fortunately for those interested in the Premier Rewards Gold Card from American Express card, it gives users plenty of opportunities to earn rewards points. Firstly, after signing up for the card you are presented with the opportunity to earn a signing bonus of 25,000 points. To qualify, you must spend $2,000 within the first 3 months of receiving your card.
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Buy a first- or business-class ticket. This is the most obvious way to get into an airport lounge. Most airlines offer travelers in the premium cabins access to their lounges—if you're traveling internationally. (Outside the U.S., there are usually separate lounges for first- and business-class ticket holders at major hub airports.) If you're travelling domestically in the U.S., a first-class ticket doesn't always give you access to the lounge as you might expect; you'll have an easier time getting in if you have elite status with the airline. Dr. Credit Card overviews the rules:
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The Ritz-Carlton Rewards Credit Card offers complimentary membership in the Lounge Club program, and access to its more than 350 airline lounges around the world. You can also enter any lounge you like and be reimbursed up to $300 per year for lounge passes you buy with the card. Earn 5 points per dollar spent at Ritz-Carlton and Marriott properties, 2 points per dollar spent on airline tickets, car rental agencies, and restaurant purchases, and 1 point per dollar everywhere else.

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